Government how do i find out if a collection company in the US is licensed to practise in Canada. It is a consumer’s right to be informed about the data that has been documented in the credit report prepared for them, along with its source. I have always been registered with revenue Canada with my birth name. Which collection laws apply, BC or Ontario. If you have any questions about this, please feel free to give our inquiry centre a call at 1.888.564.9963. I was expecting to see a piece of the letter that indicated for how long I should pay them. Vance Lockton: Yeah, yeah. I had him in my thoughts a while on and off and finally forgot the case as mentioned due to my health and strong medications. However, licensing an American commercial agency in Canada is no simple task. If you are based out of BC, it is my understanding that the collection agency must follow the laws where the consumer is located (BC, in your case). If you could kindly email me at the provided email much appreciated. covid-19 report. However, they do not have the legal right to carry out any such action. Hi Alex, thanks for reaching out. While our laws don’t speak specifically to texting, it would likely be considered communication in writing (so, not in the same category as a phone call). If you don’t think you owe the debt or if you think that you’ve already paid it, you can dispute the debt in question and have the matter be taken to court for resolution. Dating Violence Thanks for any direction on this. This time I sent an email to her and told her that they have broken the agreements a few times and they had failed to provide me any proof to show that I had any loan or debts to their compan, that they paid a fraction of my debt to the primer Visa creditor and now they are asking more than a few thousand times more than what they paid for, that they dealy this process purposely in order to increase the amount, that they had a fake witness who was a relative to the lawyer and his accusations are not valid due to false information at the court that they never contacted me although they had all my information earlier when I agreed with the collection service, that they misrepresented the business between me and the Visa by intruducing themself as “On behalf of Visa”, that I no longer will send them any documents since they already should have the information about my payments in their data base and finally that I have all the right to cancle any agreement that is based on misrepresentation and other reasons mentioned above! In the case of student loans I certainly did not make any such payment. You can’t keep everything private, but what are some basic general principle advice you would give people to keep your information private? Hope is my 85 domain names and internet businesses. If you’re unsure about the validity of the debt, you have the right to dispute it. The second step I would say is, you know, a lot of – it’s interesting we’re not necessarily talking sophisticated industry specific tools that are being used to locate people.